SuryaJyoti Sammunati Limited Payment Endowment Plan
Endowment
About this plan
Limited payment endowment plan where premiums are paid for a limited period. On maturity or on unfortunate death, the sum assured plus bonus is paid as a lump sum. There are 2 options under this single plan.
What's included
Key highlights
- Minimum Sum assured: NPR 50,000
- Maximum maturity age: 70 years
- Riders available: accidental, TPD, critical illness
Features
- Limited premium paying term
- Lump-sum payment of sum assured plus bonus on maturity or death
- Option 2 pays an additional benefit equal to sum assured at maturity
- Multiple policy term and premium-paying term options
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- Policy terms: 10, 15, 20, 25 years
Declared bonus
Term-wise Breakdown
FY 2080/81
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 40 |
| 10-14 | Rs. 41 |
| 15-19 | Rs. 45 |
| 20-24 | Rs. 54 |
| 25-29 | Rs. 60 |
| 30 and above | Rs. 70 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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Premium
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