SuryaJyoti Dhan Laav Jeevan Beema (Money Back Plan)
Money-back
About this plan
SuryaJyoti Dhan Laav Jeevan Beema is a money-back life insurance plan offering long-term savings with periodic payouts of a fixed percentage of the sum assured during the policy term.
What's included
Key highlights
- Periodic money-back payouts
- Flexible terms: 12/15/20 years
- Entry age from 18 years
Features
- Minimum Sum Assured NPR 50,000
- Policy terms: 12 / 15 / 20 years
- Premium paying term equals policy term
- Entry age from 18; maximum entry age varies by term (58 for 12 yrs, 55 for 15 yrs, 50 for 20 yrs)
- Periodic money-back payouts during policy term (specified years)
- Death benefit pays sum assured plus bonus
Eligibility & term
- Entry age
- 18 – 58 years
- Policy term
- 12/15/20 years
Declared bonus
Term-wise Breakdown
FY 2080/81
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 0 |
| 10-14 | Rs. 43 |
| 15-19 | Rs. 45 |
| 20-24 | Rs. 50 |
| 25-29 | Rs. 0 |
| 30 and above | Rs. 0 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
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