SuryaJyoti Sajeelo Bhuktani Jeevan Beema
Money-back
About this plan
A money-back life insurance plan that refunds fixed percentages of the Sum Assured at each policy anniversary which can be adjusted against renewal premiums. In case of death, full Sum Assured is paid to the beneficiary without deducting refunded amounts.
What's included
Key highlights
- Annual survival refunds 4%–6% depending on option/term
- Entry age 18–50 years
- Maximum maturity age 60 years
Features
- Annual survival refunds as fixed percentages of Sum Assured
- Full basic Sum Assured + declared bonuses payable on death without deducting survival refunds
- Optional riders: Accidental Death, Accidental TPD + Premium Waiver, Critical Illness
Eligibility & term
- Entry age
- 18 – 50 years
- Policy term
- 10-20 years
Declared bonus
Term-wise Breakdown
FY 2080/81
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 0 |
| 10-14 | Rs. 38 |
| 15-19 | Rs. 38 |
| 20-24 | Rs. 47 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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