SuryaJyoti Dhanbridhi Jeevan Beema (Agreement Payment) - Money Back Plan
Money-back
About this plan
A money-back participating life plan providing fixed percentage of sum assured as periodic survival benefits. Premium can be single lump-sum or limited-pay; full cover remains until maturity.
What's included
Key highlights
- Periodic money-back payouts
- Flexible pay (single or limited-pay)
- Riders available: ADB, TPD, Premium Waiver, Critical Illness
Features
- Periodic money-back survival payouts (percent of Sum assured varying by term)
- Single premium or limited premium payment options
- Death benefit: 2.5× Sum assured for single-premium;
- 1× Sum assured for regular premium (plus bonuses)
- Participating plan with declared bonuses
Eligibility & term
- Entry age
- 18 – 55 years
- Policy term
- 15/20/25 years
Declared bonus
Term-wise Breakdown
FY 2080/81
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 0 |
| 10-14 | Rs. 42 |
| 15-19 | Rs. 42 |
| 20-24 | Rs. 52 |
| 25-29 | Rs. 60 |
| 30 and above | Rs. 0 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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