SuryaJyoti Group Endowment (SuryaJyoti Samuhik Sawadhik Jeevan Beema)
Endowment
About this plan
Group endowment (saving) life policy issued under a master policy to an organisation. Pays sum assured plus bonus on maturity or on death prior to maturity.
What's included
Key highlights
- Available under a master group policy
- Sum assured starting at NPR 50,000
- Optional accidental/TPD/premium waiver and critical illness riders
Features
- Minimum group size: 10 members
- Minimum sum assured: NPR 50,000
- Policy term: 5 to 44 years
- Entry age: 18–55 years
- Maximum maturity age: 60 years
- Premium mode: Yearly
Eligibility & term
- Entry age
- 18 – 55 years
- Policy term
- 5 years to 44 years
Declared bonus
Term-wise Breakdown
FY 2080/81
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 40 |
| 10-14 | Rs. 41 |
| 15-19 | Rs. 45 |
| 20-24 | Rs. 54 |
| 25-29 | Rs. 60 |
| 30 and above | Rs. 70 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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