Jeevan Udaya Ekal Jeevan Beema Yojana
Endowment
About this plan
A single-premium participating (with-profits) endowment plan offering annual simple reversionary bonuses. Death benefit before maturity is 2x basic sum assured plus accrued bonus; maturity benefit is basic sum assured plus accrued bonus.
What's included
Key highlights
- Single-premium participating endowment
- Death benefit: 2x Sum Assured + bonus
- Annual simple reversionary bonus
- For Mass and mass affluent individuals who are planning to diversify the investment portfolio for financial stability
Features
- Single-premium payment mode only
- Participating endowment with annual simple reversionary bonuses
- Death benefit before maturity: 2x basic sum assured + accrued bonus
- Maturity benefit: basic sum assured + accrued bonus
- Surrender value and policy loan available after 3 full policy years (loan up to 90% of surrender value)
Eligibility & term
- Entry age
- 18 – 55 years
- Policy term
- 10 years to 30 years (depending on maximum age at expiry)
Declared bonus
Term-wise Breakdown
FY 2082/83
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-10 | Rs. 60 |
| 11-15 | Rs. 60 |
| 16-20 | Rs. 60 |
| 21-25 | Rs. 70 |
| 26-30 | Rs. 82 |
| 30 and above | Rs. 82 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
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