iEnsure Jeevan Beema Yojana

by Nepal Life Insurance

Term

About this plan

iEnsure Jeevan Beema Yojana is a non‑participating return‑of‑premium term plan providing coverage for the policy term. On death during the policy term the sum assured is paid; if death occurs before risk commencement premium is refunded; at maturity total premiums paid are returned.

What's included

Key highlights

  • Return of premium at maturity
  • Refund of premium if death before risk commencement
  • Sum assured paid on death
  • Risk starts after 1 year (except accidental death)

Features

  • Non‑participating return‑of‑premium term plan
  • Refund of premium if death occurs before risk commencement
  • Sum assured payable on death during policy term
  • Total premiums paid returned at maturity
  • Risk commencement after 1 year (except accidental death)
  • Surrender value payable only after 3 full policy years and 3 full annual premium payments

Eligibility & term

Entry age
18 – 60 years
Policy term
5 to 25 years

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

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