Jeevan Sahara Beema Yojana
Whole life
About this plan
A whole-life endowment plan providing lifetime coverage. Sum assured plus bonus is payable on maturity; sum assured payable on death after maturity. Accidental death benefit and optional riders (PTD, premium waiver, critical illness) are available.
What's included
Key highlights
- Minimum sum assured NPR 5,000
- Riders: Accidental death, PTD, Premium waiver, Critical Illness
- Multiple benefits under one plan- maturity benefit, survival benefit, death benefit and death upon accident benefit even after policy matures
Features
- Policy loan up to 90% of surrender value
- Survival benefit- Paid to policyholder at the end of the policy term
- Sum Assured + Bonus will be paid as a Maturity benefit .
- Death Benefit- Basic Sum Assured + Bonus will be paid .
- Death after policy maturity- an amount equal to Sum Assured will be paid .
- Death at Age 70 caused by an accident , Full Basic Sum Assured + Accidental Death Benefit (ADB) paid
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5 to 54 years
Declared bonus
Term-wise Breakdown
FY 2082/83
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-10 | Rs. 60 |
| 11-15 | Rs. 60 |
| 16-20 | Rs. 60 |
| 21-25 | Rs. 70 |
| 26-30 | Rs. 82 |
| 30 and above | Rs. 82 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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Premium
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