Anmol Jeevan Beema Yojana
Whole life
About this plan
Anmol Jeevan Beema Yojana is a participating (with-profits) endowment cum whole-life plan providing annual simple reversionary bonuses, maturity benefit and continued death cover/survival benefit options after maturity.
What's included
Key highlights
- Annual reversionary bonuses (with‑profits)
- Three post‑maturity survival options at ages 75/80/85
Features
- Participating (with‑profits) endowment cum whole‑life plan with annual reversionary bonuses
- Minimum sum assured NPR 25,000
- Post‑maturity survival options at age 75 (60% SA), 80 (80% SA), 85 (100% SA)
- Surrender/paid‑up/policy loan available after 3 full policy years and 3 annual premiums
- Riders: Accidental Death Benefit, ADB+TPD+Premium Waiver, Critical Illness
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5 years to 50 years (depending on maximum age at expiry)
Declared bonus
Term-wise Breakdown
FY 2082/83
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-10 | Rs. 60 |
| 11-15 | Rs. 60 |
| 16-20 | Rs. 60 |
| 21-25 | Rs. 70 |
| 26-30 | Rs. 82 |
| 30 and above | Rs. 82 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Still have a question?
Send it to an advisor and read the reply in your dashboard.
Other plans from Nepal Life Insurance
Premium
Quote on request