Rural Credit Micro Term Insurance

by MetLife Nepal

Term

About this plan

This micro insurance plan protects borrowers of microfinance institutions. In the event of death or accidental permanent total disability of the insured borrower, MetLife pays the outstanding loan to the microfinance institution, provides funeral expenses and any remaining insured amount is provided to the family as additional financial support.

What's included

Key highlights

  • Outstanding loan paid off
  • Funeral expense included
  • Group micro insurance via microfinance
  • Entry age 18–70

Features

  • Death coverage
  • Accidental death & accidental permanent total disability coverage
  • Pays outstanding loan to microfinance institution
  • Funeral expense benefit
  • Issued as a group policy through financial institutions

Eligibility & term

Entry age
18 – 70 years
Policy term
1 year (renewable)

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

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