Rural Term Insurance
Term
About this plan
Combination life and accident group micro-term insurance with limited underwriting, issued through microfinance institutions and cooperatives to protect borrowers and accountholders. Pays lump-sum for death, accidental death/permanent total disability and funeral expenses.
What's included
Key highlights
- Combined life & accident cover
- Targeted at microfinance / cooperative customers
- Premium determined based on census
Features
- Life and accident coverage
- Limited underwriting (premium based on census)
- Lump-sum funeral expense benefit
- Issued through microfinance institutions & cooperatives
- Issue age: 18–70 years
- Policy term: 1–6 years
Eligibility & term
- Entry age
- 18 – 70 years
- Policy term
- 1 to 6 Years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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Premium
Quote on request