Jeevan Saathi
by LIC Nepal
Couple357
About this plan
A joint life savings and insurance plan providing cover to both the policyholder and spouse. Offers higher risk cover on death/accident and a free partial cover for the spouse.
What's included
Key highlights
- Minimum SA: NPR 200,000
- Policy term: 15 years
- 250% sum assured on accidental death
Features
- Free insurance cover for spouse up to 50% of sum assured
- Designed to offer high bonus (participating/profit plan)
- Cheaper alternative compared to standard endowment
- Loan up to 90% of surrender value
Eligibility & term
- Entry age
- 18 – 75 years
- Policy term
- 15 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 5-9 | Rs. 50 |
| 10-14 | Rs. 51 |
| 15-25 | Rs. 52 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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Premium
Quote on request