Jeevan Anand Insurance Plan
by LIC Nepal
Whole life342Recommended
About this plan
Jeevan Anand is a combination plan: an endowment with-profit portion and a whole life without-profit portion. It pays the pre-decided Sum Assured along with vested bonuses at the end of the premium paying term, while the life cover continues until death of the Life Assured.
What's included
Key highlights
- Entry age 18–65 yrs
- Min Sum Assured NPR 100,000
- Policy term 5–25 yrs (subject to max age 70)
Features
- Entry age: 18–65 years
- Minimum Sum Assured: NPR 100,000
- Policy term: 5 to 25 years (subject to max age 70)
- With-profit policy (participating)
- Sum Assured plus vested bonus payable at maturity
- Sum Assured payable on death after the premium paying term
- Free insurance cover after maturity subject to premiums being paid
- Riders: Accident benefit and Permanent Disability benefit (ages 18–70)
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5 yrs to 25 yrs (subject to max age 70 yrs)
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 5-9 | Rs. 50 |
| 10-15 | Rs. 51 |
| 16-20 | Rs. 53 |
| 21-25 | Rs. 55 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
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Premium
Quote on request