Jeevan Bachat (Single Premium Plan)
by LIC Nepal
Endowment359
About this plan
A non-linked, with-profits (participating), single premium endowment plan offering a combination of protection and savings.
What's included
Key highlights
- Single premium endowment plan
- Minimum Sum Assured NPR 25,000
- Entry age 18–65 years
- Policy term 5–25 years
Features
- Death benefit: Sum Assured + accrued reversionary bonus
- Maturity benefit: Sum Assured + accrued reversionary bonus
- Participates in simple reversionary bonuses (declared annually)
- Surrender value available after 1 year; loan up to 90% of surrender value
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5 to 25 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 5-9 | Rs. 41 |
| 10-14 | Rs. 47 |
| 15-20 | Rs. 52 |
| 21-25 | Rs. 55 |
| 25 and above | Rs. 60 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
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