Property Basic
Property Insurance
About this plan
Basic property insurance covering fire, earthquake, and electrical damage at affordable premiums.
What's included
Key highlights
- Affordable
- Essential cover
- Earthquake included
Features
- Fire protection
- Earthquake cover
- Electrical damage
- Explosion cover
Eligibility & term
- Policy term
- 1 year (renewable)
Pros & cons
Pros
- Most affordable property insurance
- Basic fire and electrical damage cover
- Earthquake cover included
- Simple and straightforward
Cons
- Limited coverage (Rs 20 lakh only)
- No contents cover
- No flood coverage
- No theft coverage
- Basic protection only
What affects your premium
- Property value
- Construction type
- Location
How to claim
- 1Report to branch
- 2Survey arranged
- 3Submit damage evidence
- 4Settlement process
Best for
Budget homeownersSmall propertiesBasic protectionLegal compliance
What's not covered
- Earthquake (unless added)
- War damage
- Intentional damage
- Wear and tear
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