Sun Life Endowment Golden Plan
Endowment
About this plan
Sun Life Endowment Golden Plan is an endowment life insurance product that offers an enhanced sum assured at maturity. Death benefit is 150% of basic sum assured plus bonuses. At maturity the policyholder receives basic sum assured + enhanced sum assured (term-based 25%–40%) + bonuses.
What's included
Key highlights
- Enhanced maturity sum assured 25–40%
- Death benefit 150% of Basic Sum Assured+ bonuses
- Multiple riders available
Features
- Death benefit: 150% of Basic Sum Assured + bonuses
- Maturity benefit: Basic Sum Assured + Enhanced Sum Assured + bonuses
- Enhanced SA: 10–14 yrs), (15–19 yrs), (20 yrs)
- Riders available: Sun Medicare, ADB/PTD/PWB, Critical Illness, Funeral Expense
- Minimum Sum Assured: NPR 200,000
Eligibility & term
- Entry age
- 18 – 55 years
- Policy term
- 10–20 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 15-19 | Rs. 36 |
| 20-24 | Rs. 55 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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