Cash Insurance

by Shikhar Insurance

Property Insurance

About this plan

This policy covers loss of money carried by authorized personnel in transit and cash kept in safes/vaults/strong rooms inside insured premises against theft, burglary, holdup, robbery and related risks. RSMDST/terrorism can be included for an extra premium.

What's included

Key highlights

  • Covers both transit and safe/vault cash
  • Staff personal cash cover up to NPR 10,000
  • RSMDST/terrorism cover optional at extra premium
  • Clear transit security requirements

Features

  • Covers loss of cash in transit by authorized personnel (theft, robbery, looting, snatching)
  • Covers loss of cash from safes, vaults or strong rooms inside insured premises
  • Covers loss of cash inside premises during working hours
  • Covers dishonest acts by authorized staff if discovered within 72 hours
  • Personal cash loss of insured staff covered up to NPR 10,000 per policy period
  • RSMDST/terrorism cover available at additional premium
  • Transit criteria: up to NPR 10M — one office person; above NPR 10M — one guard + one office person
  • Minimum security: 24-hour guard, CCTV, secure key/code storage

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