Samriddha Jeevan Beema Endowment Plan (Single Premium)
Endowment
About this plan
A participating traditional endowment life plan from Prabhu Mahalaxmi Insurance offered as a single (one‑time) premium — provides sum assured plus bonuses on maturity and death benefit.
What's included
Key highlights
- Single premium plan
- Participating traditional product
- Bonus eligible
- Loan and surrender available
Features
- Single (one‑time) premium option
- Death benefit (sum assured)
- Maturity benefit: sum assured plus bonuses
- Loan and surrender facilities
- Participating (bonus‑bearing) traditional plan
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 10/15/20/25/30 years (typical options)
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 33 |
| 10-14 | Rs. 33 |
| 15-19 | Rs. 40 |
| 20-24 | Rs. 51 |
| 25 and above | Rs. 70 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
Still have a question?
Send it to an advisor and read the reply in your dashboard.
Other plans from Prabhu Mahalaxmi Life Insurance
Premium
Quote on request