Nirdhakka Jeevan Beema
Endowment
About this plan
A traditional life insurance plan from Prabhu Mahalaxmi providing death and maturity benefits.
What's included
Key highlights
- Traditional participating life plan
- Covers both death and maturity benefits
- Policy loan available
Features
- Death benefit payable to nominee
- Maturity benefit on policy term completion
- Participating bonuses (if declared)
- Policy loan facility against surrender value
- Tax benefits as per local law
- Flexible premium payment options
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 5-25 Years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 5-15 | Rs. 52 |
| 15 and above | Rs. 55 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
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Premium
Quote on request