Jeevan Kiran Beema Child Endowment Plan
Child
About this plan
Child endowment life insurance combining long-term savings and protection for children. Participating (bonus) benefits typically available.
What's included
Key highlights
- Child-focused endowment plan
- Maturity payable as Sum Assured + bonuses
- Flexible premium payment options
Features
- Savings plus life cover for child's future
- Death benefit payable as Sum Assured plus bonuses
- Accidental death benefits available via rider
- Premium waiver on proposer's death (subject to terms)
- Loan and surrender options after 3 full years of premium payment
- Multiple premium payment modes available
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 10-30 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 33 |
| 10-14 | Rs. 33 |
| 15-19 | Rs. 40 |
| 20-24 | Rs. 51 |
| 25 and above | Rs. 70 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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