Baibhav Jeevan Beema Money Back Plan
Money-back
About this plan
Baibhav Jeevan Beema Money Back Plan from Prabhu Mahalaxmi Insurance — a traditional participating money-back life insurance offering periodic survival payments, death benefit and maturity benefit.
What's included
Key highlights
- Periodic money-back payouts
- Participating (bonus) plan
- Both death and maturity benefits
Features
- Periodic money-back (survival) payouts
- Death benefit for nominee
- Maturity benefit at end of term
- Policy loan facility against surrender value
- Potential tax benefits as per local laws
- Optional riders (accidental death, critical illness, waiver)
Eligibility & term
- Entry age
- 18 – 58 years
- Policy term
- 12, 15, 18, 21, 24 Yrs
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 35 |
| 10-14 | Rs. 35 |
| 15-19 | Rs. 40 |
| 20-24 | Rs. 51 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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