Bumper Shreevriddhi Jeevan Beema

by Prabhu Mahalaxmi Life Insurance

Endowment

About this plan

A traditional endowment life product from Prabhu Mahalaxmi Insurance providing death benefit and maturity benefit at policy term end. Participating plan with potential bonuses/dividends.

What's included

Key highlights

  • Participating (bonus-bearing) traditional life plan
  • 5% increase in sum assured annually
  • Policy loan facility available

Features

  • Death benefit (sum assured)
  • Maturity benefit sum assured with potential bonuses
  • Multiple premium payment frequencies
  • Loan facility against policy surrender value
  • Possible tax benefits (subject to local law)

Eligibility & term

Entry age
18 – 60 years
Policy term
10-20 years

Declared bonus

Term-wise Breakdown

FY 2081/82

Tenure (Years)Rate (per '000)
0-9Rs. 33
10-14Rs. 33
15-19Rs. 40
20-24Rs. 51
25 and aboveRs. 70

Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

No optional riders are attached to this plan.

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