IME Dhanbardhan Money Back Plan
Money-back
About this plan
Periodic money-back plan providing partial survival payouts every 5 years while maintaining full risk cover; maturity/death payable with vested bonus. Anticipated endowment (money-back) product.
What's included
Key highlights
- Periodic money-back every 5 years
- Death benefit: Full Sum Assured + Vested Bonus
- Terms: 15 / 20 / 25 years
- Loan facility & tax benefits
- Critical Illness rider up to NPR 5,000,000
Features
- Money-back survival payouts every 5 years
- Policy terms available: 15 / 20 / 25 years
- Death benefit: Full Sum Assured + Vested Bonus
- Loan facility available after surrender value
- Tax benefits
- Optional riders: Accidental Death, Income Benefit, Premium Waiver, Funeral Expenses, Critical Illness (up to NPR 5,000,000)
Eligibility & term
- Entry age
- 18 – 55 years
- Policy term
- 15, 20, 25 years
Declared bonus
Term-wise Breakdown
FY 2080/81
| Tenure (Years) | Rate (per '000) |
|---|---|
| 10-14 | Rs. 30 |
| 15-19 | Rs. 35 |
| 20-24 | Rs. 48 |
| 25-29 | Rs. 63 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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