Himalayan Jeevan Upahar
Money-back
About this plan
Himalayan Jeevan Upahar is a money-back cum endowment life plan that issues an equal endowment 'Upahar' policy at the first anniversary at no cost. At maturity the product pays combined benefits of the base and Upahar policies along with earned bonuses.
What's included
Key highlights
- Free Upahar policy after first anniversary
- Minimum sum assured NPR 500,000
- Critical Illness rider up to NPR 2,500,000
Features
- Money-back cum endowment structure
- Free equal endowment 'Upahar' policy at first policy anniversary
- Maturity benefit: 25% of base sum assured + 100% of Upahar sum assured plus bonuses
- High death benefits with differing treatment before/after first anniversary
- Optional riders: ADB, TPD/PW, Critical Illness, Personal Accident
Eligibility & term
- Entry age
- 18 – 54 years
- Policy term
- Base (PJUP): policy term 16 years; Upahar: 15 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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