Asian Suraksha Plus
Term
About this plan
Term life insurance that pays sum assured on insured's death only. No maturity benefit. Flexible premium payment options (single, regular, limited) and multiple policy terms available.
What's included
Key highlights
- Term (death benefit) plan
- Min Sum assured NPR 25,000
- Single/Regular/Limited payment options
- Optional riders available
Features
- Minimum sum assured NPR 25,000
- Single, regular and limited premium payment options
- Policy term from 1 to 15 years
- Pays sum assured on insured's death
- No maturity benefit (pure term)
- Optional riders: Funeral expenses, Accidental Death Benefit (ADB), ADB+PTD+PWB
Eligibility & term
- Entry age
- 18 – 64 years
- Policy term
- 1 – 15 years
- Sum assured
- From Rs 25,000
- Premium modes
- Single, Yearly, limited
Benefits payout
- Death benefit
- Sum Assured
- Maturity benefit
- No benefit on maturity
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Funeral Expenses
Covers funeral expenses for an additional premium
Accidental Death Benefit (ADB)
Additional benefit if death is caused by an accident
ADB + PTD + PWB
Accidental death, permanent total disability and premium waiver benefits (as per policy terms)
Loan & liquidity
- Policy loan
- Not available
- Paid-up value
- No
- Partial withdrawal
- No
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Premium
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